<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1784402658518681&amp;ev=PageView&amp;noscript=1">

What income protection benefits should you consider?

Income protection insurance doesn’t stop at the core offering: there is a slew of optional extras you can add on for an additional fee. But knowing which to choose, if any at all, can be difficult.

Read more

What income protection benefit period should you choose?

Your choices in wait period and cover period can make a significant difference to the effectiveness of your insurance cover. Here’s what you need to know to make an informed choice:

Read more

How much will income protection cost you?

“How much will income protection cost me?” isn’t really the question you should be asking. It’s better to ask how much you can afford to lose if you were sick or injured.

Read more

The types of income protection insurance explained

Income protection can be confusing—but it doesn’t have to be. Take a look at the different types of income protection insurance: agreed value, indemnity and loss of earning insurance, and let us help you decide which is the right choice for you.

Read more

The right income protection "saved our lives" says Auckland musician

For the self-employed, prolonged illness can turn into a business disaster. A week off sick is manageable, but what if it was two years? Learn how the right income protection advice kept one Auckland musician’s world from coming crashing down when his health took a turn for the worse.

Read more

What’s the best income protection for self-employed workers?

There’s no such thing as sick leave for the self-employed. Take a day off and you wear the cost—it’s why having a rainy-day fund to cover holidays and unwell days is essential. But what if you’re injured or sick for longer than your emergency fund can support you through? Enter self-employed income protection.

Read more

Why you can’t rely on ACC income protection

ACC: it’s the pride of New Zealand business and the envy of many governments and workforces all around the world. We’re very lucky to have it—but it does have some significant flaws when it comes to actually protecting you.

Read more

Income protection cover explained: 4 myths putting you at risk

Horizon research has shown that only 1 in 7 Kiwi households have income protection insurance, and we’re asking ourselves “why so few?”.

Read more

4 ways to reduce the risk of a rejected income protection claim

Income protection insurance is a tricky beast. Unlike life insurance, which is clearly defined and fairly simple to navigate, people can—and do—get caught out with their income protection cover. The stats prove it too: nearly 25 per cent of all income protection claims are rejected.

Read more

Celebrate their coming of age with Income Protection?!

Most insurance companies provide income protection insurance for people as young as 16. However, do they really need it? The long hours of certain professions and the rise in mental health issues may suggest that yes, they do. It is therefore something that young adults (and their parents) should consider.

Read more