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Protecting a work in progress: A guide to contract works insurance for tradies

Before the first peg goes in the ground and the first nail is hammered, you need to arrange contract works insurance for your building project.

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What happens when products fail? A guide to implied warranties for tradies

As a builder or tradesperson, you don’t always have control over the materials you use on a project. The owner or an architect will sometimes specify the materials they want you to work with, whether you’re familiar with them or not.

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Work vehicle insurance to keep tradies on the move and on the job

A ute or panel van is as important to a tradie as their tools. What would be the impact on your business, or livelihood if your workhorse was out of action for several days?

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When disaster strikes: Business insurance to protect your trade from the unexpected

What would happen to your business if a fire or natural disaster wiped out your premises along with any stock you had stored there?

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Tool thefts are on the rise. What are you doing to protect yours?

The number of tool thefts from construction sites and work vehicles across New Zealand is on the rise, and some tradies are being caught without adequate cover to replace them.

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The 3 types of cover tradies need to insure against workplace injuries

It is more important than ever for trade business owners to have a proactive approach to health and safety and also have the right insurance cover for when accidents happen.

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Should tradies dial back ACC and boost their income protection cover?

Every day in New Zealand tens of thousands of tradies grab toolboxes and hard hats, jump into utes and head off to construction sites around the country for another hard day’s work.

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Once bitten, twice shy: why it pays to insure your tools of trade

Since the age of 17, Sam Israelson has worked in the trade industry: first as a qualified boat builder, before becoming a specialised builder at the head of his own business. In all that time, he never had an issue with theft. Unfortunately, his lucky streak didn’t last.

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Public liability insurance for tradies: ‘Most believe they have cover when they don’t’

Public liability cover is one of the most important types of insurance that a tradie should have, and also one of the least understood. Here, we examine public liability insurance and expose some of the common pitfalls so that you can minimise the risk to your livelihood and get on with the job with peace of mind.

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The hidden dangers of the construction boom for New Zealand tradies

New Zealand is experiencing the biggest construction boom in 40 years and it’s not expected to peak until 2020.

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