House insurance will pay to restore your property (either your home, your holiday home or a rental property) up to the sum insured, after sudden and accidental damage, including natural disasters or fire.
While Contents Insurance is designed to protect your belongings. It covers damage, or loss of your personal possessions.
Car insurance covers the damage or theft of your personal vehicle and also any damage you may cause to someone else's car.
Your lender will require you to get house cover when applying for finance to purchase your property. It is also a good idea to protect what is likely to be your biggest asset so that if disaster strikes you can rebuild.
With contents, you need to consider how you would replace everything in your house if it was destroyed or stolen. If you can't answer this question, you need to take out contents cover.
If you own a vehicle you need to protect yourself from not only damage caused to your vehicle, but also if you cause an accident and damage someone else's vehicle. Consider this: if your vehicle was stolen, could you afford to replace it?
Talk to us about your business so that we can assess what policies you actually need and customise the best insurance package to protect your business.
The material contained on this website is provided for general information purposes only and does not constitute legal or other professional advice. Brave Day Limited does not accept any responsibility for any loss which may arise from reliance on information contained on this site.