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School holidays ..... and the working parent

School holidays are here … again! It really does feel like the kids have just gone back to school and it's time to think about what are you going to do for the next school holiday break. A quick calculation will tell you that children get approximately 12 weeks of holidays a year.  Most working parents get 8 weeks between them, leaving at least 4 weeks where the children have no one to mind them. Unless you both want to use all your annual leave to solely look after the kids and never have a break together or as a family you need to start looking at alternative childcare methods.

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Secret Men’s Business (or Women’s)

Helping out clients with medical claims is a pretty cool part of my job. Learning about medical conditions I've never even heard of is often fascinating, but the real reward is when the claims get accepted.  Sometimes though, clients would rather by-pass our office, as their claims can be extremely personal in nature. 

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Another Increase? Seriously?!

By far, the question I am most commonly asked by our existing clients is "why have my premiums gone up?". More frequently these days is the extended version: "why have my premiums gone up by 16% when CPI is less than 2%?".

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What if your wife was diagnosed with cancer?

We live in a world of equality …. where discrimination based on age, race or orientation is not tolerated in any form. Without getting into the great 'pay parity' debate, it would probably surprise you to know that many NZ women are covered for far less than their male counterparts.

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Protecting Your Family

When taking out insurance, many people want to be able to pay off their mortgage if something happens to them… others may want to cover one or two years income to give them time to recover from a serious illness such as cancer, while other people may want to leave some money for their families if they were to pass away to cover funeral costs and give their family time to grieve without any financial pressures.

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31 March - The Biggest Insurance Date of the Year

When are your policies due to rollover? Is 31 March your "big insurance date"? 

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Changing Jobs? Make Sure You're Doing It For The Right Reasons

If 'get a new job' is at the top of your New Year resolutions list, you're not alone.

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Breaking the mould - we don't just sell insurance

When you are out socialising and meeting new people, there is no better way to kill a conversation than with the words "I work in insurance". The insurance industry gets a pretty bad rap by all accounts, and in some people's minds we are right up (or down) there with car salesmen.

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Cheap Wine

Cheap insurance can be likened to a cheap bottle of wine. It looks and smells the same, but when it comes to the taste it leaves in your mouth after you've tested it, you instantly regret not going with the more expensive, matured bottle.

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Vehicle Relicensing Tip

Rumour has it that vehicle relicensing costs are set to drop substantially (around $130 annually or $11 a month) on 1 April 2015.

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