You've got your insurance sorted...right?

Interesting article today on Stuff today, once again highlighting the fact that so many Kiwi's haven't protected their biggest asset - their ability to earn a living. If you haven't - give us a call 0800 BRAVEDAY, we'll make it easy.

Who's looking after your insurance?

You're an intelligent person right? You know what you're good at and, if you're like me, you know that there are all sorts of things that you just don't know enough about….so you consult a professional for their advice and guidance.

Why do we need Insurance?

Have you ever sat down and thought about why you have insurance?Most people have insurance because they think they should; but do you understand the cover you have and why you have the benefit amounts that you have in place?

We stand behind our values

The FSC (Financial Services Council) released a report earlier this week titled "Review of Retail Life Insurance Advice". At 76 pages it is quite the read, but in a nutshell it focuses on how remuneration affects the way advisers sell insurance, particularly when it comes to replacing existing policies (churning) in order to generate revenue for the adviser.

Summer is just around the corner

New Zealand has one of the highest rates of melanoma in the world, with 2,324 new registrations in 2012 alone. It is important to be aware that if detected in the early stages, most melanomas are curable.

Six months is too long to wait

We don't usually employ scare tactics to get people to think about their insurance, but today is the exception to that rule. If you do nothing else for the sake of your health this year, please invest three minutes of your time to watch this recent Seven Sharp story. Peter Kroon was referred by his GP for a "Priority 1" specialist appointment (to be seen within two weeks), which he waited 6 months for… this story shows the frightening outcome.

BRAVEday’s first anniversary of (nearly) EVERYTHING insurance

We would love the opportunity to look after all of your business, commercial and personal insurance needs, so give us a call (0800 BRAVEday) or pop us an email to get the ball rolling.

How much is too much? What does my insurer think?

While the official total of Dry July participants this year is only 3,234 there are many more people jumping on the dry wagon for a myriad of personal reasons, without officially registering. For some, the last couple of weeks have been a real struggle, which can be an indication of alcohol dependence.

School holidays ..... and the working parent

School holidays are here … again! It really does feel like the kids have just gone back to school and it's time to think about what are you going to do for the next school holiday break. A quick calculation will tell you that children get approximately 12 weeks of holidays a year. Most working parents get 8 weeks between them, leaving at least 4 weeks where the children have no one to mind them. Unless you both want to use all your annual leave to solely look after the kids and never have a break together or as a family you need to start looking at alternative childcare methods.

Taking the plunge into Dry July

At BRAVEday we tell you to "Live boldly" at every opportunity, so this month I'm doing my bit by participating in Dry July. If someone had told me eighteen months ago that I would be voluntarily going a month without alcohol, I would have been the first to whack them over the head with my wine bottle.

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