From Riches to Rags

Insurance is not only for debts and liabilities; it can also ensure an income stream.

Even though you think it isn't a claim, it might be!

At BRAVEday we process and look after a lot of claims for our clients - it's what 'BRAVEday' stands for and when we stand up.

Value for Money

Working in the insurance industry I absolutely understand the value of having the right insurance, it makes a massive difference when the unexpected happens.

Will you get paid out what you think

I was recently in an accountant's office discussing a mutual client's case when he told me his own broker had called in to see him the day before. He advised him that his income protection policy would be unlikely to pay out if he got sick and couldn't work.

Own it before you need it

The great thing about the type of insurance that we deal with is when you need it; it can be used to get problems or issues fixed straight away!

Are there holes in your policy that you aren't aware of

A recent article in the Sunday Star Times highlighted to me once again some of the holes or shortfalls in many of the policies we review for our new and prospective clients.

Quakes may jolt life insurance awareness

Spotted this article in the NZ Herald earlier in the week...

Just spend time! The best advice I ever got

About five years ago my Mum was diagnosed with stomach cancer. Not long after her initial diagnosis I was sitting with a client whose mum had just passed away, also from cancer. He gave me the best advice I received throughout that very difficult period of my life…

What does it cost?

The cost of living is ever increasing . . . included in this is the cost of medical procedures.

Life Story vs History

So, with a little help from your friendly insurance adviser, you have completed your application form . . . divulging a raft of (somewhat personal) information to a relatively unknown entity, in order to ensure your financial security should the worst happen to you.

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