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A premium 'fix' for more affordable life insurance cover

Every year on your anniversary date, your risk insurance premiums typically increase. The amount of the increase will fluctuate each year, but it is helpful to know that there are three main factors that cause your premiums to rise.

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The right personal life insurance can soften the blow

On a Sunday in early August, 2012, Luella Bartlett got a sudden surprise visit from her mum and dad who lived on the other side of Auckland.

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Cheap insurance: You get what you pay for

There has been a lot of advertising lately around life insurance sold direct to the public. Unfortunatley cheaper insurance sometimes can come at a cost.

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Should I buy life insurance for my child?

Insurance: it’s all about protecting what is most important to you. Your investments. Your health. Your business. Your family. So should you buy life insurance for your children?

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The five least understood areas of personal insurance cover

Nearly every new client asks us to also review the other policies they have in place through their bank or with another adviser. In doing so, we come across the same issues time and time again. We provide some clarity around five of the least understood areas of personal insurance.

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The best personal insurance plans for each life stage

Every stage of modern life brings different wants and needs along with it. A 60 year old looks to their future in terms of retirement. A younger Kiwi might be focusing more on developing their career and starting a family.

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Four tips to reduce your life, house and contents insurance premiums

If there is one common denominator among our clients, it's that they would probably rather be spending their hard earned money on something much more tangible than preparing for the ‘what if?’ 

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Consider the long play - fix or float?

I recently read an article on the Consumer NZ website about the high price of Funeral Insurance (click here to read the article).

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Dr Vs Hangover Helper

I should be telling you that alcohol is one of the greatest modifiable risk factors we know of when it comes to chronic disease.

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Spring clean more than just your home

There is no denying that spring has definitely sprung! With it, the season brings the fervour of new beginnings and renewed energy. It's typically the time where we (well, some of us) spend hours on end cleaning the house from top to bottom to get rid of the winter cobwebs.  So why not give yourself a little extra attention too?

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