About five years ago my Mum was diagnosed with stomach cancer. Not long after her initial diagnosis I was sitting with a client whose mum had just passed away, also from cancer. He gave me the best advice I received throughout that very difficult period of my life…
"Dean, just spend time - because it's all you've got left".
My Mum lived another 16 months before she passed away and I really took that advice to heart, and still hang on to it today. I have passed that same advice on to many friends and clients that have faced a similar period in their lives - the loss of a very close family member.
That one sentence now forms the basis of the advice I give to clients with regards to insurance and helping people understand where to best spend their money.
Our claims experience here at BRAVEday also tells us you are far more likely to make a claim if you suffer a major health scare and survive e.g. heart attack, stroke or cancer, than claim for anything else - even death.
Receiving a cash lump sum as soon as your health starts to deteriorate enables you to retain the choices in your life - like "spending time" with loved ones. This is one of the most important factors to consider when deciding where your money is best spent on insurance premiums.
How do you achieve this? - Trauma Insurance.
Do you have enough to "just spend time"?