BRAVEday’s first anniversary of (nearly) EVERYTHING insurance

We would love the opportunity to look after all of your business, commercial and personal insurance needs, so give us a call (0800 BRAVEday) or pop us an email to get the ball rolling.

It's hard to believe that the BRAVEday Fire and General team has already been in action for a little over a year.

We have discovered recently that there are still some of our current clients that don't realise we can help them with EVERYTHING insurance, as we now offer a full range of insurance services.

What do we mean by EVERYTHING insurance?  We used to tell people that we insure 'people, not things' … this has changed to 'people and things, and everything in between'.

Risk Insurance isn't just about Life Insurance, just as Fire & General Insurance isn't only about covering your House, Car & Contents.  Details of each product that we provide advice on are available on our website, but here is a quick rundown of what we do:

Personal
The greatest financial risk to you and your family is death, a sudden serious illness, or a long term disability which leaves you unable to work.

Medical Insurance                         Income Protection

Trauma                                         Total & Permanent Disablement

Life Insurance                                Mortgage Protection

Redundancy

Business
Business insurance is about keeping your business going, no matter what.

Shareholder Protection                  Key Person Cover

Business Continuation                   Employee Benefits

Fire & General
Acts of nature, fire or just plain bad luck can sometimes mean that you may lose valuable assets, or are unable to continue trading.

General Liability                             Employers Liability

Statutory Liability                           Professional Indemnity

Directors and Officers Liability       Material Damage

Business Interruption                     Marine & Aviation

Commercial Vehicle                       Travel (Corporate & Leisure)

House, Contents and Car

As always, there are exceptions to every rule; we don't offer Pet Insurance … yet.   Here are our top tips if you are thinking about adding insurance for your furry family members:

1. Be sure to read the policy and understand exactly what is covered (e.g. accident only cover or accident and illness cover)
2. Familiarise yourself with the benefit maximums and be sure to check if there is any co-payment required
3. Check out all the options and remember that (as with most things) you get what you pay for.

If you would like to make a time to meet with an adviser to discuss any aspect of your insurance cover, please contact us on 0800BRAVEday or via email.