It makes sense to spend a few dollars to cover your family if
anything prevents you from working for the rest of your life.
It doesn't happen very often, but it does happen. People who've
spent a lifetime
developing skills and abilities to build a career on, suffer an
illness or injury that
means they'll never work again.
Imagine having a major event - whether it's an accident,
illness, injury, or even mental
illness - and not being able to earn an income for the rest of your
life. Total and permanent disability Insurance covers exactly that
situation - and because it's not a common claim, premiums are
comparatively low.
How it works
Here's how Total and Permanent Disability works: if you suffer
an illness or injury that stops you working, and you can't return
to the job you had before your accident or illness ever again, you
get paid.
In over nine years of business, we've had only two claims for
total and permanent disability, and the payouts were at opposite
ends of the scale. The first was a (relatively) smaller claim
of $100,000; the second was for $1.6 million. During the first
claim process, we went with the client to a medical appointment to
provide support. We also made sure
our client wasn't misled into providing information that wasn't
relevant, that might have jeopardised their claim. Our second
claimant is still receiving both professional and personal ongoing
support from our team.
And as with all the insurance we sell, BRAVEday
is there for you at claim time, making the process as smooth for
you as it can be. In fact, we see looking after you at claim time
as
our core business - the rest is just preparation for that day.
Take action
Contact us to talk about the life you want, and how to make sure
it happens, no matter what.
Or, discover the five events that could stop you cold by
clicking on the Quotes & Advice link on the main menu.